Privacy Policy

We (also referred to as “we”, “us”, or “our”) are committed to protecting your personal data and respecting your privacy.

This Privacy Policy explains how we collect and store the information you provide through the Kern Credix website (the “Website”).

We will uphold these principles:

• To ensure transparency about the collection and processing of your personal data:

We want you to be able to make informed decisions about how personal data is used and processed. That is why we created this website. To support this, we use various methods and processes to share relevant information about the use of personal data.

If we determine that you need specific details, we will provide them at the appropriate date and time.

We are available to answer any questions you may have and will provide any clarifications you need regarding legal limitations. You can reach us by email at the address below: info@kern-credix.com

• We will use personal data solely for the purposes outlined in this policy.

We may process Personal Data for various purposes, including providing the website and connecting you with third-party trading platforms (the 'Services'); improving the site; protecting our rights and interests; maintaining and delivering the services; complying with regulatory and legal obligations; and carrying out administrative and business activities to support the delivery and use of the services.

We also process personal data to gain a deeper understanding of your preferences and needs.

• To access essential tools for protecting your rights regarding personal data:

To support the exercise of your rights, we have robust processes in place. Contact us at any time to request access to your personal data. We can update or delete it, or stop using it for specific purposes or in general. We can also transfer the information to you or to a third party. We will make every effort to accommodate your requests.

• Protect your personal data:

While we cannot guarantee the absolute security of your personal data, we remain committed to continuously implementing a comprehensive range of measures and safeguards to keep it protected

Our privacy and security policy is comprehensive.

1. The Scope?

This policy outlines the types of personal data the company collects about natural persons, how it processes and shares that data with third parties, and the measures used to protect it.

This Policy concerns information that relates to an identified or identifiable natural person. An identifiable natural person is someone who can be identified directly, or indirectly through a combination of additional information we hold or are able to reasonably access.

The Policy defines “processing” as a process that involves the use or collection of personal data. It covers the management, structuring, and storage of personal data.

Our services are intended for general audiences and are not designed for use by anyone under the age of 18. We do not knowingly collect information from individuals under 18, nor do we knowingly permit such individuals to use our services. If we become aware that we have collected information about a child, we will delete it as promptly as possible.

2. What personal data do we hold about you?

When you use our services or channels, or visit our website, we collect personal data. We may request your personal data in certain instances. In other cases, we obtain personal data by analysing how our services and channels are used or by receiving your information from our third-party partners.

3. No obligation to disclose personal information to the company and any resulting consequences.

You are not obliged to provide us with any personal data. However, in certain circumstances, if you choose not to do so, we may be unable to provide our services. This may also limit users’ ability to access the website.

4. What types of personal data can we collect? When you visit our website, we will collect the following personal information:

This includes information about your online activity log, traffic data (including IP address and the date and time of access), the language you use, software crash logs, the type of browser used, and details about the device you use. The information we collect is not personal and cannot be used to identify you.

Personal Data We Receive from You: Any personal data you choose to provide to Us when you connect with a third-party online trading platform through Us.

Personal information you provide directly to third-party platforms to enable transactions: this information includes your full name, address, phone number, and email address.

5. The legal basis and purposes for the processing of personal data

Your personal data is processed by the company for the purposes set out in this section and in accordance with the applicable legal basis.

Without a valid legal basis, the company cannot use your personal data. The legal grounds that permit the company to process your personal data are:

• You have provided your consent to the processing of your personal data for one or more purposes. This applies when you submit personal information via the website so that we can transfer it to a third-party trading platform.
• The Company or a third party may need to process data to pursue legitimate interests. For instance, this may be required to improve our services or to defend legal claims.
• Processing must comply with a legal obligation.

Contact us by email for more information about the processing we undertake to protect legitimate interests.

Below is a list of purposes and legal bases for which we may use the information you provide to us. Personal data.

6. Transfer of Personal Data to Third Parties

The company may also share personal data with third-party service providers, including hosting and storage partners, processors of IP address information, and user experience analytics providers.

You may also request that we disclose specific personal data about you to third-party trading platforms. In such cases, we will share the personal data you have provided to us with those third-party platforms. Their use of your personal data is governed by their respective privacy policies. Your personal data may be shared with multiple trading platforms.

The Company may share personal data with affiliated entities or business partners. This may provide the Company with the resources needed to enhance and improve the products and services it provides to its customers.

When necessary to protect the rights of third parties or assets, the Company is authorized to disclose personal data to regulatory, local, or other official authorities.

We may also share personal data about you with potential investors or buyers, or with lenders to the company or any other company in the group, in connection with a proposed or actual transaction (including the transfer or sale of assets belonging to the company or any other company within the group) or as part of any merger, restructuring, consolidation, or bankruptcy of the company or any other business within the group.

7. Cookies and Services from Third Parties

Third-party services, such as advertising providers on our website and analytics companies, may be used. These companies may also use cookies or other technologies.

Cookies are small text files stored on your device whenever you visit or use this website. They collect information about your preferences and browsing behaviour to enhance your experience, remember your settings, and tailor products and services to your interests. Cookies are also used for statistics and analytics.

Some of the cookies we use are session cookies. These are temporarily stored on your device and expire shortly after you close your browser. Other cookies are persistent. Persistent cookies remain on your device for a defined period after you close your browser. They help the website recognise you as a returning visitor and make it easier for you to come back and use the site.

Types of cookies:

We may use them according to their intended purpose:

Cookies are blocked or removed

To block or delete cookies, you will need to change your browser settings. Below are links to guide you through the steps for several popular browsers.

• firefox
• Microsoft Edge
• Google Chrome
• safari

However, please note that some or all website features and functions may not work as expected if this occurs.

ONLINE TRACKING NOTICE

The Company will retain personal data about you for as long as necessary to fulfil the purposes of processing personal data described in this policy, or for longer periods as permitted by applicable laws, regulations, policies, and orders.

We will share your information with third-party trading platforms for 12 months. If you consent, we will extend this sharing for an additional 12 months.

We regularly review the Personal Data we hold to confirm whether it is still required.

9. Transfers of personal data to a third country or an international organization

Your personal information may be transferred to other countries or jurisdictions (i.e., to a third country, meaning a country other than the one in which you reside) or to international organizations. Company takes all necessary measures to protect the personal data you provide and ensures that you can exercise your rights and access effective legal remedies.

These protections and safeguards are available to all residents of the EEA (European Economic Area).

• Transfer to a third country or international organisation that the European Commission has determined ensures an adequate level of protection for personal data transferred to it, in accordance with Article 45(3) of Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 (the “GDPR”)
• The transfer is made pursuant to a legally binding, enforceable agreement between public authorities or bodies, by virtue of Article 46(2)(a).
• The transfer was carried out in accordance with the European Commission’s Standard Contractual Clauses (SCCs) adopted under Article 46(2)(c) GDPR. You can view these clauses at https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/model-contracts-transfer-personal-data-third-countries_en.

The Company can, upon request, provide information on the security measures it uses to protect your personal data when transferred to third countries or international organisations. Please email us at info@wealthwaydigital.uk

10. Personal Data Security

We have implemented appropriate organisational and technical measures to protect personal data. These measures help prevent the accidental or unlawful destruction, loss, or alteration of personal data.

We cannot guarantee or warrant the error-free security of your personal data. We also cannot be held liable for any intangible, incidental, or consequential damages arising from the use or disclosure of personal data. This includes, but is not limited to, disclosures resulting from transmission errors, unauthorised third-party access, or other causes beyond our control.

If we are subject to legal or other obligations beyond our control, we may be required to disclose your personal data to third parties, such as public authorities. In such cases, we cannot control how those third parties safeguard your personal data.

No method of transmitting personal data over the internet is completely secure. The Company cannot guarantee the security of any personal data you send to us online.

11. Hyperlinks to websites owned by third parties

Links to third-party websites and applications are provided on this site. These sites and apps are not operated or controlled by the company. We are not responsible for the collection or processing of personal data by these third parties. This Policy does not apply to activities conducted through such sites or apps.

When visiting any third-party websites or apps, we recommend reviewing their privacy policies before deciding to access or use them. We also advise doing so before providing any personal data to them.

12. Changes to this Policy

This Policy may be updated at any time. If we make changes, we will notify you by posting the revised Policy on our website. For material updates, we will also try to inform you through the methods we deem appropriate and will publish an announcement on our website. Unless stated otherwise, amendments take effect upon publication of the revised Policy.

13. Your rights regarding your personal data

You are entitled to request that we verify the accuracy of the personal data collected about you, correct any inaccuracies, and delete any personal data we do not require. You may also restrict the scope and types of processing of your personal data.

If you are a resident of the EEA, please refer to this page:

These rights are available to you with respect to the information you provide regarding your personal data. To exercise your rights, please contact us by email at the address listed below.

Access rights

The Company can verify the accuracy of the personal data processed about you. If such data are being processed, you may access your personal data.

The Company will provide an electronic copy of the personal data it currently processes and may charge a reasonable fee for any additional copies. If requested, the data will be made available electronically.

The right to access personal data must not be exercised in a way that conflicts with the rights and freedoms of others. If a request would adversely affect another person’s rights or freedoms, the company may lawfully decline to comply or limit the scope and extent of its response.

Right to rectification

The Company has the right to correct inaccurate personal data. You have the right to request that any incomplete personal data relating to you be corrected, taking into account the purpose of processing.

Right to Erasure

The following reasons apply: (a) personal data are no longer needed for the purposes for which they were collected or processed; (b) you withdraw consent and there is no other legal basis for processing; (c) you object at any time, on grounds relating to your particular situation, to the processing of your personal data based on legitimate interests pursued by us or by a third party; (d) personal data have been processed unlawfully; or (e) personal data must be erased to comply with the company’s legal obligations.

This right does not apply if processing is necessary (a) to comply with a legal obligation under European Union or Member State law; or (b) for the establishment, exercise, or defense of legal claims.

Processing restrictions

If you are concerned about the accuracy of your personal data, you can ask the company to limit its processing.

If you request that your personal data be restricted, it may be retained only with your consent, to establish, exercise or defend legal claims, to protect the rights of another natural person, or for reasons of significant public interest in the EU or a member state.

Right to Data Portability

If processing is carried out by automated means and is based on your consent or a contract to which you are a party, you have the right to access the personal data you have provided to the company.

You are entitled to request that your personal data be transferred directly from the company to another controller, where technically feasible. Your rights under the right to erasure are not affected by exercising your right to data portability. The right to data portability must not adversely affect the rights or freedoms of others.

Right to challenge

You have the right to object at any time to the processing of your personal data based on legitimate interests pursued by the company or a third party. This includes profiling carried out solely on the basis of such legitimate interests. We will cease processing unless we can demonstrate compelling legitimate grounds that override your rights, freedoms or interests, or the processing is necessary for the establishment, exercise or defence of legal claims.

Regarding direct marketing, you have the right to object at any time to the processing of your personal data.

Right to decline consent

You may withdraw your consent to our processing of your personal data at any time. This will not affect the lawfulness of any processing carried out based on your consent before its withdrawal.

You have the right to file a complaint with your competent supervisory authority.

You may lodge an appeal with a supervisory authority established by a Member State that safeguards individuals' fundamental rights concerning the processing of personal data within the European Union.

Laws of the European Union and its Member States may limit your rights concerning your personal data, as explained in this section 13.

We will provide the requested information in accordance with your rights under Section 13 of this agreement within one month of receiving your request. We may extend this period by up to two months if necessary, depending on the complexity of your request and the number of requests we are handling. We will inform you within one month of receipt if an extension is required and explain the reasons.

Unless this would conflict with the provisions of section 13 of the law, the information you request under your section 13 rights will be made available to you free of charge. If a request is unfounded or excessive, especially if repeated, we may charge a reasonable fee to cover the administrative expenses required to provide the information or to announce the action taken. We may also decline to act.

If we have any doubts about the identity of the individual who submitted your request, the company may request further information to verify that the request was made by the authorised person.